Terms and Conditions
"Visitor" means any person entering or using the website;
"Subscriber" means any person who receives, or has the right to receive, Prestige Bulletin regularly by paying in advance;
"Prestige Bulletin" means the monthly publication "Prestige Bulletin";
"Monday Morning Outlook" means the weekly newsletter "Monday Morning Outlook" or "Maandagoggend Vooruitsig";
"Prestige Bulletin (Pty) Ltd" means the registered private company, with registration number 1997/013033/07 and its registered offices situated at 1003 Rabie Road, Eldoraigne Ext 1, Centurion, 0157;
"SA Consult Group of Companies (Pty) Ltd" means the registered private company, with registration number 1997/006583/07 and its registered offices situated at 1003 Rabie Road, Eldoraigne Ext 1, Centurion, 0157.
By entering the website (www.prestigebulletin.co.za) or subscribing to Prestige Bulletin, the Visitor / Subscriber agrees to comply with all of the terms and conditions contained herein. The Visitor / Subscriber is solely responsible for all account activities, subscriptions and/or any other interactions through the Prestige Bulletin website, which is only accessible through the Visitor / Subscriber's own unique password.
You will be enrolled as a subscriber to Prestige Bulletin on a monthly basis. You take no risk. If you are not 100% satisfied, you may cancel within 30 days for a full refund, and you may keep everything that you have received to date with Prestige Bulletin's compliments. Subscription is subject to annual price increases. Subscription entered into through this website is payable monthly in arrears at the price stipulated on the website, and any credit card payment will automatically deduct recurring, monthly payments until your subscription is terminated. There is no end date to the subscription and an existing subscription can only be terminated through written cancellation by the Subscriber.
Failure to pay your monthly subscription fee
The monthly subscription fee will be deducted in advance each month from the credit card using the details provided by the Subscriber. The onus of ensuring that the correct credit card details are entered, and that the payment which is deducted from that card holder is correct, rests on the Subscriber. Should the payment of a Subscriber's monthly subscription fee be returned unpaid, for any reason whatsoever, Prestige Bulletin (Pty) Ltd will immediately bring it to the attention of the Subscriber, both telephonically and in writing by sending an e-mail to the address provided by the Subscriber. If the Subscriber remains in default, irrespective of a notice of default, Prestige Bulletin (Pty) Ltd will cancel that Subscriber's subscription, with immediate effect. Prestige Bulletin (Pty) Ltd holds the right to cancel the subscription on these grounds, without further notice to the Subscriber.
Prestige Bulletin is published on a monthly basis. A hard copy of the monthly Prestige Bulletin is sent to subscribers' postal addresses, as correctly supplied by them. Subscribers to Prestige Bulletin also have access to a Subscribers' only page on our website where they can download the latest electronic issue of Prestige Bulletin as well as the previous month's issue. In addition, a link to download the applicable electronic Prestige Bulletin will be sent to all our Subscribers' e-mail addresses, as correctly supplied by them, as soon as the latest Prestige Bulletin is available.
As an added benefit to subscribers, Prestige Bulletin delivers a forecast of the financial markets for the week ahead. This additional publication, the Monday Morning Outlook, will be sent to Prestige Bulletin subscribers' e-mail addresses, as correctly provided by them, on a weekly basis. However, in some weeks, the publication may not be sent due to any unforeseen event, without prior notice to the subscribers and based on the decision of the Directors of Prestige Bulletin (Pty) Ltd. The Monday Morning Outlook will be available to download from this website by subscribers only.
In the event where it becomes impossible for Prestige Bulletin (Pty) Ltd to send the Prestige Bulletin to subscribers, either physically by way of post, or electronically, for whatever reason, calamity or force over which Prestige Bulletin (Pty) Ltd has no control, this delay will be brought to subscribers' attention by way of a phone call, sms or e-mail using the correctly provided contact details. The issue of Prestige Bulletin, which is delayed, will still reach the subscriber as soon as the circumstances that led to the delay have changed, or Prestige Bulletin (Pty) Ltd has found an alternative way to deliver the Prestige Bulletin to the Subscriber, given it is viable.
During the month of January each year, there will be no published issue of Prestige Bulletin. However, to add value, and ensure that Subscribers receive what they paid for, the February issue each year is a double volume issue that's filled with added benefits and advice.
Delivery of Prestige Bulletin
A hard copy of Prestige Bulletin will be sent to Subscriber via post, and an electronic copy will be e-mailed to Subscribers who have provided an accurate e-mail address.
If a Subscriber does not wish to receive their Prestige Bulletin in a certain form that preference (either via post or e-mail only) must specifically be communicated to Prestige Bulletin (Pty) Ltd's personnel.
The hard copy of Prestige Bulletin will be posted in advance no later than the 24th of each month, subject to reasonable and unforeseeable delays, and will reach the Subscriber within the reasonable time determined by the South African Postal Service.
The electronic copy of Prestige Bulletin will be sent to Subscribers, who made their e-mail addresses available, no later than on the 23rd of each month, subject to reasonable and unforeseeable delays.
Changes to service offering
Prestige Bulletin (Pty) Ltd retains the right to change or discontinue any aspect or feature of the Prestige Bulletin website at any time including, but not limited to, the content, hours of availability and the equipment required for access or use.
Consent to receive electronic communications
Through the use of this website, or by communicating with Prestige Bulletin (Pty) Ltd via e-mail, the Visitor / Subscriber consents to receive written communication from Prestige Bulletin (Pty) Ltd. In addition the Visitor / Subscriber acknowledges that any and all agreements, notices, disclosures or any other communication comply with all legal requirement(s) including but not limited to, the requirement that these communications are delivered in writing.
Collection and Use of Personal Information
You are free to browse our website without providing any personal information. However, certain services and areas of our website are for members only and will require you to be registered. These services include access to our regular newsletter, special reports, latest market updates and subscriber resources. The following information may be required:
1. personal information such as your name and surname; e-mail address; telephone number; postal address; country of residence; preferred language; etcetera;
2. your billing information, including your credit card information; delivery address and any other information relevant to a purchase that you may make.
The information that we collect from you on our website may be used for the following reasons:
1. to supply information or services as requested by you;
2. to effectively run our website and improve our services and offerings to you;
3. to keep you up-to-date on our latest offerings;
4. to communicate with you and answer your queries;
5. to offer you other products and services that you may be interested in;
6. to send you relevant company news, updates and service information that may be important to you.
By providing us with this information, you are giving us your consent to transfer and store your personal information.
Credit card acquisition – Payment gateway
Credit card transactions are conducted by PayU Payment Solutions (Pty) Ltd, a registered systems operator and payment gateway in South Africa. Card holders may go to www.payu.co.za to view PayU's security policy. The Visitor / Subscriber's credit card details will, in accordance with legislation, be kept secure and are not accessible by any unauthorised parties.
Copyright and Intellectual Property Rights
Prestige Bulletin provides certain information on our website that is protected by copyright legislation. All current and future content displayed on this website is provided by SA Consult Group of Companies (Pty) Ltd, its affiliates and/or subsidiaries, or any other third party owners and includes, but is not limited to, literary works, musical works, artistic works, sound recordings, cinematograph films, sound and television broadcasts, program-carrying signals, published editions and computer programs ("the Content"). All such proprietary works, and the compilation of these proprietary works, are the copyright of Prestige Bulletin (Pty) Ltd and SA Consult Group of Companies (Pty) Ltd, its affiliates or subsidiaries, or any other third party owner of such rights ("the Owners"), and are protected by South African and international copyright laws. Prestige Bulletin (Pty) Ltd reserves the right to make any changes to the website, the content or to products and/or services offered through the website at any time and without notice. All rights related to the content are reserved and retained by the owners of that specific information. Unless otherwise specified in these Terms and Conditions, the Visitor / Subscriber is not granted licence or any other rights, including and without limitation, to Copyright, Trademark, Patent or any other intellectual property rights relating to the content.
Limitation of liability
The website and all its content including, but not limited to, any current or future products or services on offer, are provided "as is" and may include inaccuracies or typographical errors. Prestige Bulletin (Pty) Ltd provides no warranty or representation as to the availability, accuracy or completeness of the content. Neither Prestige Bulletin (Pty) Ltd nor any holding company, affiliate or subsidiary of Prestige Bulletin (Pty) Ltd shall be held responsible for any direct or indirect special, consequential or other damage of any kind whatsoever suffered or incurred in relation to the use of, or the inability to access or use the content or the website or any functionality thereof, or due to any linked website, even if Prestige Bulletin (Pty) Ltd is expressly advised thereof.
All investments in financial products, and all business transactions, contain risk. Although a reasonable plan of action may be formulated by using the information contained on this website, no investment or business transaction must be entered into by anyone without prior consultation with a personal financial service provider, who is licensed by the Financial Services Board, a lawyer or a chartered accountant.
Updating these Terms and Conditions
Prestige Bulletin reserves the right to change, modify, add or remove portions or the entire extent of these Terms and Conditions, from time to time, without prior notification. Changes to these Terms and Conditions will become effective once these changes are posted on this website. It is the Visitor / Subscriber's responsibility to periodically check these Terms and Conditions on the website for changes or updates. The Visitor / Subscriber's continued use of this website, once any changes or updates have been posted, will be considered adequate notice of the Visitor / Subscriber's acceptance to abide by, and be bound by, these amended Terms and Conditions, including the changes or updates.
These Terms and Conditions constitute the entire agreement between the Prestige Bulletin and the Visitor / Subscriber with regard to the use of the content and the subscription services provided on this website.