The below Terms and Conditions apply to anyone who accesses the Prestige Bulletin website and it will govern your rights and obligations each time you access the Prestige Bulletin website. By using this website, you warrant that you have the necessary legal capacity to enter into and be bound by these Terms and Conditions, and it means that you understand, accept and agree to comply with these Terms and Conditions.
"Visitor" means any person entering or using the website
"Subscriptions" means any person who has the right to the unlimited use of the services and products of the Prestige Bulletin by paying the subscription fee in advance.
"Products" means Prestige Bulletin Publication, Monday Morning Outlook Newsletter and Share Recommendation.
"Prestige Bulletin (Pty) Ltd" means the registered private company, with registration number 1997/013033/07 with its registered offices situated at 1003 Rabie Road, Eldoraigne Ext 1, Centurion, 0157.
- Prestige Bulletin may change the information on the website at any time without notice. Please check our website regularly to ensure that you are aware of any changes, which may affect you.
- Prestige Bulletin may impose limits or conditions on certain services, features or functions, restrict access to any part of the services or all the services on this site, or modify, suspend or discontinue this site, whether temporarily or permanently, without notice.
- Should you use the Prestige Bulletin without proper authorisation, misuse passwords or information, or breach these Terms and Conditions, it may result in criminal or civil liability on your part and you may be held liable by Prestige Bulletin for any liabilities, losses or expenses incurred by Prestige Bulletin. If your actions constitute a crime, Prestige Bulletin reserves the right to refer the matter to the relevant authorities.
- Prestige Bulletin reserves the right to refuse you access to the website if you breach any of the Terms and Conditions applicable to the website.
- Subscription to any service or product through the Prestige Bulletin website is subject to Prestige Bulletin's contractual Terms and Conditions and any applicable legislation.
If you have any comments or queries about the website specifically or you want to bring incorrect information on the website to our attention, please e-mail us at email@example.com
Information on Services and Products
The information and content provided on our website is for the purpose of providing Subscribers with information about Prestige Bulletin, the services that we render, financial products and matters of interest, in general. This information is not intended as and does not constitute advice (as defined in the Financial Advisory and Intermediary Services Act, 37 of 2002), a recommendation, guidance or a proposal as to the suitability of any financial product in respect of any financial need you may have.
Any information, any opinion or view on our website is not a solicitation, invitation or offer by Prestige Bulletin to enter into any transaction. It should also not be considered as investment, legal, tax, retirement, financial or any other advice or service. Any calculators, financial planning tools or other tools, which are made available on our website, should only be viewed as a guideline. The accuracy and completeness of the results of these tools cannot be guaranteed and Prestige Bulletin will not be held liable for any inaccuracies or actions taken, e.g. entering into a financial product based on these results.
You should obtain independent professional advice before taking any action based on the information, opinions or views on our website. That also applies to any information, opinions or views displayed on a third party website, which may be accessed through a link on our website. Any investment performance displayed on the Prestige Bulletin website is for illustrative purposes only. The value of any investment can go up as well as down, as a result of changes in the values of the underlying investments or in the exchange rates of currencies. Past investment returns or portfolio benchmark returns are not necessarily indicative of future returns. The services and products available on the Prestige Bulletin website are only available to persons who reside in, or are nationals of, or are incorporated under the laws of the Republic of South Africa. If you are unsure if you meet this requirement, please consult your legal or financial advisor. All investments in financial products, and all business transactions, contain risk. Although a reasonable plan of action may be formulated by using the information contained on this website, no investment or business transaction must be entered into by anyone without a request for a personal consultation with a personal financial advisor, a lawyer or a chartered accountant.
By entering the website (www.prestigebulletin.co.za) or by becoming a Subscriber of the Prestige Bulletin, the Visitor / Subscriber agrees to comply with all of the Terms and Conditions contained herein. The Visitor / Subscriber is solely responsible for all account activities, subscriptions and/or any other interactions through the Prestige Bulletin website, which is only accessible through the Visitor / Subscribers’ own unique password.
You will be enrolled as a Subscriber of Prestige Bulletin on a monthly basis. Subscription is subject to annual price increases. Subscription entered into through this website is payable monthly in advance at the price stipulated on the website, and any credit card payment will automatically deduct recurring, monthly payments until your subscription is terminated. There is no end date to the subscription and an existing subscription can only be terminated through written cancellation by the Subscriber.
Failure to Pay Your Monthly Subscription Fee
The monthly subscription fee will be deducted in advance, each month, from the credit card using the details provided by the Subscriber. The onus of ensuring that the correct credit card details are entered, and that the payment which is deducted from that cardholder is correct, rests on the Subscriber. Should the payment of a Subscribers’ monthly subscription fee be returned unpaid, for any reason whatsoever, Prestige Bulletin (Pty) Ltd will immediately bring it to the attention of the Subscriber in writing by sending an e-mail to the address provided by the Subscriber. If the Subscriber remains in default, irrespective of a notice of default, Prestige Bulletin (Pty) Ltd will cancel that Subscribers’ subscription with immediate effect. Prestige Bulletin (Pty) Ltd holds the right to cancel the subscription on these grounds without further notice to the Subscriber.
If, for whatever reason, you decide to cancel your Prestige Bulletin subscription within the first 30 days, we will refund your first month's subscription fee to you. Upon cancellation of your subscription, you will be entitled to keep all the material you've already received to date - with our compliments!
If you are approved for a refund, it will be processed and a credit will automatically be applied to your credit card or original method of payment within fifteen (15) working days.
If you don't receive a refund within fifteen (15) days, first check your bank account again. Then contact your credit card company. It may take some time before your refund is officially processed. Next contact your bank. There is often some processing time before a refund is reflected. If you've done all of the above, and you still have not received your refund yet, please contact us at www.prestigebulletin.co.za.
Monthly Publications and Weekly Monday Morning Outlook Newsletter Schedules
Prestige Bulletin's Monthly Publications, as the name implies, are published on a monthly basis and dispatched via e-mail to Subscribers’ e-mail addresses, as correctly supplied by them. Subscribers of Prestige Bulletin also have access to a Members' Area on our website where they can download the latest electronic Publications/Newsletters. In addition, a link to download the applicable electronic Monthly Publication/Newsletter will be sent to all of our Subscribers’ e-mail addresses, as correctly supplied by them, as soon as the latest Monthly Publication is available. At times, fast communication and action is necessary and, as an added benefit to Subscribers, the Prestige Bulletin will regularly send Subscribers updates and other information affecting their and their family's wealth and prosperity via e-mail. This additional Newsletter, the Monday Morning Outlook, will be sent to Prestige Bulletin Subscribers’ e-mail addresses, as correctly provided by them, on a weekly basis. However, in some weeks, the publication may not be sent due to any unforeseen event, without prior notice to the Subscribers and based on the decision of the Directors of Prestige Bulletin (Pty) Ltd. The Monday Morning Outlook will be available to download from this website by Subscribers only. In the event that it becomes impossible for Prestige Bulletin (Pty) Ltd to send Monthly Publications and/or Monday Morning Outlook to Subscribers electronically, for whatever reason, calamity or force over which Prestige Bulletin (Pty) Ltd has no control, this delay will be brought to Subscribers’ attention by way of a phone call, sms or e-mail using the correctly provided contact details. The Monthly Publication and/or Monday Morning Outlook, which is delayed, will still reach the Subscriber as soon as the circumstances that led to the delay have changed, or Prestige Bulletin (Pty) Ltd has found an alternative way to deliver the Monthly Publication and/or Monday Morning Outlook to the Subscriber, given it is viable.
Delivery of Monthly Publications and Monday Morning Outlook Newsletters
An electronic copy will be e-mailed to Subscribers who have provided an accurate e-mail address. The electronic copies will be sent to Subscribers, who made their e-mail addresses available when joining as a Prestige Bulletin Subscriber.
Changes to Service Offering
Prestige Bulletin (Pty) Ltd retains the right to change or discontinue any aspect or feature of the Prestige Bulletin website at any time including, but not limited to, the content, hours of availability and the equipment required for access or use.
Consent to Receive Electronic Communications
Through the use of this website, or by communicating with Prestige Bulletin (Pty) Ltd via e-mail, the Visitor / Subscriber consents to receive written communication from Prestige Bulletin (Pty) Ltd. In addition, the Visitor / Subscriber acknowledges that any and all agreements, notices, disclosures or any other communication comply with all legal requirement(s) including, but not limited to, the requirement that these communications are delivered in writing.
Collection and Use of Personal Information
We are dedicated to ensuring that the Prestige Bulletin (Pty) Ltd website is secure. However, we cannot provide a guarantee with regards to the security of this site. Any information transmitted through an unsecured link over the Internet is subject to possible unlawful access and monitoring. Prestige Bulletin (Pty) Ltd cannot be held liable for any loss, damage or costs that could result from interception by third parties of any information that is made available via this site or information that is intercepted through unlawful access.
Usernames and Passwords
If any product or service on this website require a username and a password, you are responsible for maintaining the confidentiality of your username and password and the activities that occur on your account (either with or without your knowledge). You are
obliged to notify Prestige Bulletin (Pty) Ltd immediately of any unauthorised use of your username and password or any other breach of security. You may be held responsible for any losses or damages suffered by Prestige Bulletin (Pty) Ltd or a third party as a result of the use of your username and password by someone else.
If you are using a mobile device to access the Prestige Bulletin (Pty) Ltd website, the functionality and use of the device is outside our control and Prestige Bulletin (Pty) Ltd does not accept any responsibility for a lack of functionality, capability or reliability of your mobile device or software to access the website.
Credit Card Acquisition – Payment Gateway
Credit card transactions are conducted by PayFast (Pty) Ltd, a registered systems operator and payment gateway in South Africa. Cardholders may go to https://www.payfast.co.za/ to view PayFast's security policy. The Visitor / Subscribers’ credit card details will, in accordance with legislation, be kept secure and are not accessible by any unauthorised parties.
Copyright and Intellectual Property Rights
Prestige Bulletin provides certain information on our website that is protected by copyright legislation. All current and future content displayed on this website is provided by Prestige Bulletin (Pty) Ltd, its affiliates and/or subsidiaries, or any other third party owners and includes, but is not limited to, literary works, musical works, artistic works, sound recordings, cinematograph films, sound and television broadcasts, program-carrying signals, published editions and computer programs ("the Content"). All such proprietary works, and the compilation of these proprietary works, are the copyright of Prestige Bulletin (Pty) Ltd, its affiliates or subsidiaries, or any other third party owner of such rights ("the Owners"), and are protected by South African and international copyright laws. Prestige Bulletin (Pty) Ltd reserves the right to make any changes to the website, the content or to products and/or services offered through the website at any time and without notice. All rights related to the content are reserved and retained by the owners of that specific information. Unless otherwise specified in these Terms and Conditions, the Visitor / Subscriber is not granted licence or any other rights, including and without limitation, to Copyright, Trademark, Patent or to any other intellectual property rights relating to the content. You may not decompile or reverse engineer the website or related software. You may also not post or transmit to the website any unlawful content, use the website in a manner that could damage or interfere with the Prestige Bulletin (Pty) Ltd's servers, networks or content displayed on the website, or gain unauthorised access to the information or restricted areas on the Prestige Bulletin (Pty) Ltd's website or systems.
Third Party Websites
For your convenience, Prestige Bulletin (Pty) Ltd may provide links to third party websites, which we may also remove at any time. The information and content displayed on such third party websites is not under Prestige Bulletin (Pty) Ltd's control and we cannot accept responsibility or be held liable for any information or content displayed on these third party websites or for any loss that you may suffer as a result of using or relying on the website, its information or content. You access and use these third party websites entirely at your own risk.
We also do not necessarily endorse, recommend, support, authorise or sponsor the website owners, sponsors or the information, products or services offered on those websites.
Third party websites may collect personal information about you when you access their websites. Please ensure that you familiarise yourself with the relevant privacy and security policies relevant to those websites.
Should anyone wish to establish a hyperlink, frame, metatag or similar reference, whether electronically or otherwise, to the Prestige Bulletin website, Prestige Bulletin's prior written permission must be obtained. It is in our sole discretion to grant such permission or to grant permission subject to conditions specified by Prestige Bulletin.
Limitation of Liability
The website and all its content including, but not limited to, any current or future products or services on offer, is provided "as is" and may include inaccuracies or typographical errors. Prestige Bulletin (Pty) Ltd provides no warranty or representation as to the availability, accuracy or completeness of the content. Neither Prestige Bulletin (Pty) Ltd nor any holding company, affiliate or subsidiary of Prestige Bulletin (Pty) Ltd shall be held responsible for any direct or indirect special, consequential or other damage of any kind whatsoever that is suffered or incurred in relation to the use of, or the inability to access or use the content or the website or any functionality thereof, or due to any linked website, even if Prestige Bulletin (Pty) Ltd is expressly advised thereof. All investments in financial products, and all business transactions, contain risk.
We have made every effort to ensure that the information on the Prestige Bulletin (Pty) Ltd website is accurate and up-to-date, and that our website or any hardware on which it is stored is virus free. However, we do not guarantee that the content of the Prestige Bulletin (Pty) Ltd website is appropriate or suitable for any particular purpose, that it is complete or accurate, or that our website or the hardware on which it is stored is free of viruses and other harmful code, which may affect your system.
All information is provided without any express or implied guarantee of any kind. Your use and reliance on the information, products or services contained on this site is entirely at your own risk. Prestige Bulletin (Pty) Ltd, including its directors, officers, employees, agents, licensor, suppliers and third party information providers, will not be held liable for any damages or loss that may arise from the use of, or the inability to use (which includes but is not limited to, any interruption, malfunction, downtime or other failure of the website or online services, delayed or failed transmission or the loss of data or programs) the Prestige Bulletin (Pty) Ltd website or the breach of these Terms and Conditions. This includes, but is not limited to, any direct, indirect, special or consequential loss suffered by you or any third party that may arise, directly or indirectly, as a result of the use of, or reliance upon, any content displayed on the website or the breach of these Terms and Conditions.
Updating these Terms and Conditions
Prestige Bulletin reserves the right to change, modify, add or remove portions or the entire extent of these Terms and Conditions, from time to time, without prior notification. Changes to these Terms and Conditions will become effective once these changes are posted on this website. It is the Visitor / Subscribers’ responsibility to periodically check these Terms and Conditions on the website for changes or updates. The Visitor / Subscribers’ continued use of this website, once any changes or updates have been posted, will be considered adequate notice of the Visitor / Subscribers’ acceptance to abide by, and be bound by, these amended Terms and Conditions, including the changes or updates.
These Terms and Conditions constitute the entire agreement between Prestige Bulletin (Pty) Ltd and the Visitor / Subscriber with regard to the use of the content and the Subscriber services provided on this website.
Last updated: 30 June 2021